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Indian Banking Sector In The Global Scenario

Dr. Maniram K. Dekate, Mr. Ramraj T. Nadar

Banking services that started in Europe in the 12th century evolved from the need of safeguarding the money of travelers who roam across the continent. Present day banking system is much more complex and requires huge investments and a plethora of legal compliances & permissions to start banking business. These services reflect the current changes in the demographics and they change with the changing demography. For instance, banking industry witnessed a surge in growth as employment levels increased in the post-liberalization era leading to increased disposable incomes. India, the fourth largest economy in the world according to purchasing power parity, presents lucrative and diverse opportunities for western companies with the right products, services, and commitment.