A crucial component of our lives is financial knowledge. Early instruction gives young adults life skills they may use now and in the future. It can assist people in transitioning from surviving to thriving. While not taught in schools or colleges, financial literacy is crucial in today’s society. One learns not only how to survive in a capitalist society, but also how to increase and protect their financial resources. Understanding and being proficient in the use of different financial skills, such as investing, budgeting, and personal financial management, is known as financial literacy. The cornerstone of your relationship with money is laid out by financial literacy, which is a lifetime learning process. The earlier you begin, the better off you will be as education is the secret to financial success. This study will give a brief overview of young people’s financial literacy in the twenty-first century.