The main concept of financial inclusion is how to provide financial services to the low-income earning group. (Bhagwandas, 2018)Financial inclusion, also known as inclusive financing, ensures that low- and middle-income people have access to financial products and services at a reasonable cost through a fair and transparent mechanism operated by mainstream financial institutions (Rangarajan Committee, Government of India, 2008).Following nationalisation, the Indian banking sector expanded at an unprecedented rate. Over 102,343 branches were established after 1969, compared to 8700 beforenationalisation. The Indian government and the Reserve Bank of India are critical in establishing banks and financial infrastructure to provide financial access and assistance to the poor rural section of society. (Sharma, 2017) Many researchers have been drawn to the concepts of financial inclusion because it is one of the fertile contemporary developments with a green space for research and conducting applied studies. It is worthy of academic study because of the strength of its relationship with both political and economic decision-making.