Financial inclusion presently has appeared as a key driver of sustainable livelihoods by facilitating access to financial services, fostering economic resilience, and upgrading the socio-economic development of marginalized populations. This study uses secondary data to examine the association between financial inclusion and the sustainable livelihoods of marginal and small farmers in Odisha between 2018 and 2022. The vital indicators of financial inclusion, like banking penetration, formal agricultural credit, farm income, digital financial transactions, crop insurance coverage, and self-help group (SHG) linkage, are the foundation of this analysis.Additionally, this study examines the climatic sensitivity factors that affect the financial inclusivity and sustainability of marginal and small farmers of Odisha. The results from the tabular analysis indicate that financial inclusion has steadily improved, reflected in easier access to banking services, digital transactions, and development of institutional credit.