Category: IJME-Vol.15-Issue 01 – 2026

The Pimpri-Chinchwad Municipal Corporation (PCMC) industrial belt, anchored by the Maharashtra Industrial Development Corporation (MIDC), serves as a crucial engineering and automotive epicentre in India. Hosting major manufacturing giants alongside thousands of micro, small, and medium enterprises (MSMEs) acting as Tier-1 and Tier-2 suppliers, the region employs a highly stratified workforce divided between white-collar management and vast cohorts of contractual blue-collar labourers.

This research paper investigates the role of financial inclusion in promoting sustainable livelihoods among marginal and small farmers in Odisha during 2018–2022. Using secondary data, the study examines key financial inclusion indicators such as banking access, agricultural credit, digital transactions, crop insurance, farm income, and SHG linkage. The findings reveal that improved financial inclusion has enhanced farmers' economic resilience, income generation, and livelihood diversification. However, climate-related risks, including floods, cyclones, and rainfall variability, continue to affect agricultural stability and income security.

This paper presents a comprehensive examination of the KGOY phenomenon by exploring its conceptual origins, identifying its principal drivers, analyzing its wide-ranging developmental and commercial implications, and reviewing contemporary responses from parents, educators, policymakers, and industry stakeholders. Through synthesis of empirical studies, theoretical frameworks, and observational data, this research argues that KGOY is not a singular, isolated trend but rather a convergent outcome of overlapping socio-technological, economic, and cultural forces.

This research paper examines the role of women entrepreneurs in promoting sustainable economic growth in Maharashtra. Women entrepreneurship has emerged as an important factor for economic development, employment generation, poverty reduction, and social empowerment. The study highlights the contribution of women entrepreneurs in traditional as well as emerging sectors such as handloom, food processing, retail, hospitality, and digital commerce.

This paper is a humble attempt to examine the purchasing power, saving habits, loans procured etc. It attempts to delve deeper into their spending habits on account of rising Inflation against the backdrop of the various government schemes being announced for them under financial inclusivity.

The study employs both regression analysis and ARIMA modeling to examine patterns in stock prices and to evaluate their predictive capabilities. The regression model provides insights into the linear relationships between price variables, while the ARIMA model captures temporal dependencies within the time series data.

Maharashtra has long faced persistent water scarcity due to climatic variability, uneven rainfall distribution, and intensive groundwater exploitation, resulting in recurring droughts and livelihood insecurity.

The rapid rise of Artificial Intelligence (AI) is reshaping commerce and management education, transforming how decisions are made, forecasts are generated, and business processes are optimized. In MBA programs and commerce courses, AI tools are increasingly being used to strengthen analytical skills, improve strategic planning, and boost operational efficiency.

The rapid growth of artificial intelligence (AI) is reshaping human resource management (HRM),leading to increased interest in its applications, benefits, and challenges.